Karta mého srdce

Take control of your health insurance with Karta mého srdce, the mobile app that puts your insurance management directly in your hands. No more trips to the office — manage your health coverage anytime, anywhere with a clear, fast, and secure platform designed for modern policyholders.

Access all your insurance information instantly. Your digital health insurance card (EHIC), coverage details, and family records are always available on your phone. See exactly what your insurance covers, track preventive examinations, view laboratory results the next day, and understand how much ZPŠ has paid for your care — from preventive visits to surgeries and childbirth. Never wonder about your coverage again.

Handle claims and benefits without leaving home. Submit claims by simply photographing your documents and uploading them directly in the app. Register a newborn, arrange travel or accident insurance, and monitor payments from self-employment income — all in one place. Pay your insurance premiums directly through the app, giving you complete control over your financial obligations.

Stay informed with real-time alerts and notifications. Receive updates about important dates, policy changes, and health program news so you never miss a deadline or opportunity. Monitor the validity of your preventive examinations and get reminders when appointments are due. Your doctors' contact information is organized and accessible whenever you need it.

Secure your data with enterprise-grade protection. Bank ID login ensures only you can access your sensitive health and insurance information, with encryption that meets the highest security standards. Your privacy is protected 24/7, whether you're checking your account at home or on the go.

Experience insurance management built for convenience. Save important documents within the app for instant access — no need to dig through drawers or email archives. Keep an overview of your insurance contributors (whether you, your employer, or the state pays) and understand exactly where your coverage comes from. With 24/7 availability, Karta mého srdce makes managing your health insurance as simple as opening an app.